Underserved communities pay when we overspend our reg burden budget
Regulatory policy is too often a zero-sum game of winners and losers driven by ideology rather than analysis. In that game, no one wins. The political pendulum swings back and forth, accomplishing...
View ArticleThe clown car runs out of gas, avoiding a government shutdown for 45 days
In a vote that almost no one saw coming, the House of Representatives voted Saturday, September 30, to pass a Continuing Resolution (CR) to fund the government for 45 days, provide $16 billion in...
View ArticleJoin AARP and NHC for a forum on creating livable communities for all...
The National Housing Conference (NHC) is honored to co-host with AARP, “Building Livable Communities for All Generations,” an in-person and online event on October 31 at the National Press Club. We...
View ArticleThere are no easy answers to the growing housing crisis, just plenty of hard...
I’m periodically asked, if I could make one thing happen to solve the housing affordability crisis in the United States, what would it be? I appreciate the desire for a simple answer. Unfortunately,...
View ArticleA House on fire
As of Friday, the House of Representatives rejected a choice for speaker for the fourth time in nearly three weeks. The rage in the House Republican Conference, which boiled over into screaming, name...
View ArticleA Community Reinvestment Act for the 21st Century
Last week, the three principal banking regulators approved a Final Rule to modernize the Community Reinvestment Act (CRA). This 1500-page regulation is the product of more than a decade of...
View ArticleHousing opportunities for all veterans
My father Edward Dworkin spent his teenage years working in the junkyard his father ran on a rented lot in Detroit during the Great Depression. His father spoke two languages fluently, as well as the...
View Article2023 State of Housing in Black America
Last year, the U.S. economy demonstrated remarkable resilience amid a three-decade high rate of inflation and the Federal Reserve’s concerted efforts to curb soaring consumer prices. Despite these...
View ArticleTangible, impactful, achievable: a housing event not to be missed
As we look ahead to 2024, the National Housing Conference invites you to join affordable housing leaders from across the country for our Solutions for Affordable Housing conference on December 7 at the...
View ArticleA Conversation with Senator Mark Warner (D-Va.)
Our inaugural episode features Senator Mark Warner (D-Va.), offers his thoughts on the affordable housing crisis and the steps Congress is taking to address this issue stating, “It is a problem across...
View ArticleA Conversation with Senator Mark Warner (D-Va.)
Our inaugural episode features Senator Mark Warner (D-Va.), who shares his thoughts on the affordable housing crisis and the steps Congress is taking to address this issue stating. During the...
View ArticleAddressing the Challenge of Housing Affordability
Good morning. It’s great to be here to kick off today’s conference and speak to one of the most important issues in the President’s economic agenda – lowering costs and increasing access to housing for...
View ArticleMolding the Homeownership Message for Millennials and Gen Z
Millennials and Gen Z’s attitudes on homeownership are rapidly changing and widely misunderstood. As Millennial household formation catches up with previous generations, so has the desire to own their...
View ArticleHousing affordability – the worst in our lifetime. Congress can help change...
Housing affordability is the worst it has been in the lifetime of most Americans and there are no indications that it’s going to be any easier to buy or rent a home anytime soon. It’s not hard to...
View ArticleA conversation about CRA in the 21st century with Michael Barr, Vice Chair of...
NHC President and CEO David M. Dworkin and Fed Vice Chair for Supervision Michael Barr discuss the updates to the Community Reinvestment Act and the key factors essential for a successful...
View ArticleSteve Coyle left a legacy of building nearly 100,000 homes
NHC mourns the passing of Stephen Coyle, former CEO of the AFL-CIO Housing Investment Trust (HIT) on December 18 at his home in Vienna, Virginia. Steve was a long-time friend and benefactor of NHC,...
View ArticleThe Other America
On April 14, 1967, a little less than a year before he was assassinated, Dr. Martin Luther King, Jr. addressed the faculty and students at Stanford University. He spoke about “the other America,” a...
View ArticleAdaptive Reuse in Post-Pandemic Development
The pandemic economy has created an unprecedented opportunity to address historic housing supply shortages through adaptive reuse of existing structures into affordable housing. Former commercial,...
View ArticleIt’s simple: A tax bill cannot move without housing
Across the country, the same story is being told. Housing is expensive. Renters cannot afford their skyrocketing costs, let alone save for down payments to purchase a home. Even if they do, affordable...
View ArticleUpdate: The Housing Bubble and Mortgage Debt as a Percent of GDP
Back in 2005, I was deeply concerned about the housing bubble and the potential for a financial crisis. This note discusses a key difference between the 2005 housing market and the current market. A...
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